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About Two wheeler loan
Two Wheeler Loan Interest Rates:
State Bank of India17.90%
HDFC Bank12.90% to 24%
Punjab National bank11.10% to 13.60%
Bank of Baroda13.65%
Bank of India13.70%
Bajaj Finserv13% to 18%
Two wheeler loan Info:
It is necessity to own a two wheeler at least in order to improve our lifestyle. To buy a two wheeler, you may need some kind of finances also. The best option for many of us is to buy a two wheeler on finance/loan. However, it will be a rough ride for you to pick the perfect two wheeler loan among the many in the market, each with different terms and features. This means that you will have to do your homework well and research each deal before finalising one. Way2Loans give you great options to select Financial Institutions with lowest EMI's, Rates, Fee etc., with Affordable, Speedy Approval & Convenient, Hassle free Loan with easy documentation and flexible tenures.
Typical Eligibility Criteria
You must be employed by your current organization or should be involved in your business for certain number of years. The requirement changes from bank to bank.
You should have the monthly repaying capacity after all your expenses and expenditure. Few banks also ask for minimum salary to sanction you a loan.
Credit score is calculated by credit rating agencies by aggregating your financial information from various banks. You will need a good credit score for getting your loan sanctioned.
Your existing EMIs decide your repayment ability of the loan. You should not have any other loan liabilities or you must have surplus of sufficient funds with you every month repay a new EMI.
Signed Application Form, Recent Photo Copy, Identity Proof, Age Proof, Proof of Address, Last 3 months salary slip, Bank account statements.