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About Home loan
Interest Rates* from various Banks
State bank of India9.45% onwards
Axis Bank9.45% to 9.6%
ICICI Bank9.40% to 9.70%
TATA Capital9.7% to 10.25%
Hdfc Bank9.45% to 10.45%
Home loan Info:
Home Loans are secured advances given to a person by bank to assist in buying a house or a flat. So whether you want to purchase a home, renovate or expand your existing home, buy a plot of land and build a home or transfer your existing home loan, you can apply as per your requirements.
The actual home loan amount is determined taking into various account factors like repayment capacity, age, stability & continuity of income, co-applicant's income and more. Way2Loans is tied up with various banks that can offer best services for Home Loan, according to your requirements and makes sure the process is smooth for you.
Typical Eligibility Criteria
You must be employed by your current organization or should be involved in your business for certain number of years. The requirement changes from bank to bank.
You should have monthly repaying capacity after all your expenses and expenditure. Few banks also ask for minimum salary to sanction you a loan.
Credit score is calculated by credit rating agencies by aggregating your financial information from various banks. You will need a good credit score for getting your loan sanctioned.
Your existing EMIs decide your repayment ability of loan. You should not have any other loan liabilities or you must have surplus of sufficient funds with you every to month repay a new EMI.
Signed Application Form, Recent Photo Copy, Identity Proof, Age Proof, Proof of Address, Last 3 months salary slip, Bank account statements, Property Documents