Someone friendly from our customer happiness team will call you shortly to know more about your requirement.
You must be employed by your current organization or should be involved in your business for certain number of years. The requirement changes from bank to bank.
You should have the monthly repaying capacity after all your expenses and expenditure. Few banks also ask for minimum salary to sanction you a loan.
Credit score is calculated by credit rating agencies by aggregating your financial information from various banks. You will need a good credit score for getting your loan sanctioned.
Your existing EMIs decide your repayment ability of the loan. You should not have any other loan liabilities or you must have surplus of sufficient funds with you every month repay a new EMI.
Signed Application Form, Recent Photo Copy, Identity Proof, Age Proof, Proof of Address, Last 3 months salary slip, Bank account statements
PAN card, Passport, Driving License, Aadhar Card, Voter id, Govt issued i-card
PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate
Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old)
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